How local law shapes account access
Our Legal position depends on local law, your location and the account details you provide during phone verification. We do not describe access as universal: where local law permits, you can open an account and use the services shown for your region, while other access may
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be restricted. The policy page explains how we handle account closure, identity checks, transaction records and requests about your personal data. DANA, OVO, GoPay and QRIS can appear as payment records linked to your account, with bank transfer or virtual account details handled through the same
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account trail. If you are in Yogyakarta or elsewhere in Indonesia, check the current terms before proceeding.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.